Rebuilding / Reinstatement Valuations
Ensure your property is correctly insured with an accurate reinstatement cost assessment
About Rebuilding / Reinstatement Valuations
A reinstatement cost assessment (RCA) establishes the cost of rebuilding your property from scratch in the event of total loss — for example following a fire or flood. This figure is not the same as the market value of your property and is the figure that should be used to set your buildings insurance sum insured. Many properties are significantly under-insured, leaving owners exposed to a shortfall in the event of a claim.
Who is this valuation for?
Recommended for all homeowners and landlords, particularly those who have not had their buildings insurance sum insured reviewed in recent years, those who have extended or altered their property, and those with older, larger, or non-standard properties where rebuilding costs may be higher than expected.
What we assess
- Gross external floor area and construction type
- Age, materials, and specification of the building
- Any extensions, outbuildings, or unusual features
- Current BCIS rebuilding cost indices
- Professional fees, demolition, and site clearance costs
- VAT where applicable
What's included
- RICS-compliant reinstatement cost assessment report
- Assessed rebuilding cost (sum insured figure)
- Breakdown of cost components
- Accepted by all major insurers
- Delivered within 48 hours of inspection
Frequently asked questions
Get a quote today
Tell us about your property and we'll provide a no-obligation quote, usually within a few hours.
Request a QuoteMon–Fri 9am–5pm
Related services
All our valuations are carried out by members of the RICS and RICS Registered Valuers, giving you the highest standard of professional protection and reports accepted by lenders, solicitors, and HMRC.
Ready to instruct your Rebuilding / Reinstatement Valuations?
Contact us today for a no-obligation quote. Reports delivered within 48 hours.